April 11, 2020

Qualifying for a Mortgage When You Are Self-Employed

How, then, do self-employed people qualify for a mortgage? They usually receive income from multiple origins and with multiple tax implications. Needless to say, their annual 1040 tax filings may not fully represent everything received in any given year.

April 09, 2020

Is Buying a Home Still a Good Investment?

To own one's own dwelling is a testimony to self-reliance and responsible provision for the family. With a few notable exceptions in financial history, houses generally appreciate in value.

April 01, 2020

Can I Select a Title Company For My Next Home Purchase?

Real estate mortgage closings, whether purchases or refinances, are stressful for a variety of reasons. Such is the case with title companies and agencies.

March 30, 2020

Should I Buy Points On My Mortgage?

The fact is that mortgagors have an option to lower their rates...if they are willing to exchange that discount for mortgage points.

March 28, 2020

Should I Use A Mortgage Broker Or Go Direct To A Lender?

Some will approach a lender by making direct contact with a loan officer. Others will opt for a mortgage broker to guide them through the financial proceedings.

March 26, 2020

Going National or Local for a Mortgage?

It begs the question: does a large, national lender have any advantage over a smaller, local one?

February 24, 2020

Tips for Clearing Up Your Credit Before Buying a Home

Have past due issues with a credit card or car payment? If so, it may be more difficult to get approved for a mortgage before you clear up your credit history. There are plenty of ways to repair one’s credit.