Between conventional and FHA loans, more people can realize the American Dream of home ownership. A conventional loan, or FHA? If you've got mortgage questions, these might be near the top of the list. Conventional is basically what it sounds like. It's the straight-arrow mortgage loan
A low interest rate is tempting, but good timing involves more than that. Does it seem like everyone else knows the best time to refinance and you seem to miss it? Everyone wants a better deal, even if the existing deal isn't too bad to begin with. That&
Your home could generate cash, but not without stipulations. Home equity loans were once a staple method for home owners to access a sizable chunk of cash. But that was then, this is now, and it's not as easy to tap into your home's equity as
Just getting started or starting to slow down, there's a mortgage strategy that's right for you. Buying a home is stressful, no matter who you are or how excited you happen to be about it. There's the inspection, the appraisal, and the mountains of
Your agent can help you find a lender, but decisions about rate locks are up to you. If you've ever had a mortgage before, you've heard at least one person - perhaps your agent or broker - talk about locking in your rate. While you probably
The key to saving your home could be in the palm of your hand. Getting into a refinance can be challenging enough under the best of circumstances. But if you're one of the millions of homeowners with an underwater mortgage, refinancing might seem impossible. It's not.
This is one of the questions you might be asking yourself as you seek a mortgage for your first home. To determine whether you should consider using the services of a mortgage broker, you must first understand the role that the mortgage broker serves in the market. The Role of
After evaluating and selecting a mortgage, you'll need to begin the application process with a bank or financial institution. Those who are looking to purchase a home or refinance their property must become approved by lenders to obtain the funds. Although the process of becoming approved can be
A refinance should always give you a better overall deal than you have now. Refinancing used to be commonplace, and it's slowly coming back around again since the economy is getting better. The thing to remember is that nothing is free and a refinance isn't a