September 02, 2019

As a first time home buyer, should I use a mortgage broker or go direct

This is one of the questions you might be asking yourself as you seek a mortgage for your first home. To determine whether you should consider  using the services of a mortgage broker, you must first understand the role that the mortgage broker serves in the market. The Role of

September 02, 2019

Can I Refinance my Underwater Mortgage

The key to saving your home could be in the palm of your hand. Getting into a refinance can be challenging enough under the best of circumstances. But if you're one of the millions of homeowners with an underwater mortgage, refinancing might seem impossible. It's not.

September 02, 2019

Do You Really Know What a Rate Lock Is

Your agent can help you find a lender, but decisions about rate locks are up to you. If you've ever had a mortgage before, you've heard at least one person - perhaps your agent or broker - talk about locking in your rate. While you probably

September 02, 2019

Gen X, Baby Boomer, Millennial, What's Your Mortgage Woe

Just getting started or starting to slow down, there's a mortgage strategy that's right for you. Buying a home is stressful, no matter who you are or how excited you happen to be about it. There's the inspection, the appraisal, and the mountains of