Options For Buying a Home Without a 20% Down Payment
Many potential homebuyers believe that they have to save enough money to have a down payment equal to 20% of home value before they can be approved to purchase a home.
January 12, 2020
January 11, 2020
How Do I Save on Closing Costs?
When buying a house for the first time, you may not realize how much the closing costs add to the overall amount that you have to pay to obtain the property. Fortunately, there are a few ways that you can save money on the costs when closing.
January 11, 2020
What to Expect During the Closing Process
When you're buying or selling a house for the first time, it can be challenging to understand the closing process and what it entails. When you're getting ready to start a real estate transaction, it's crucial to know what to expect during the closing process to avoid any issues or mistakes.
January 11, 2020
Why Should I Pre-Qualify for a Mortgage?
It is important to pre-qualify for a mortgage to ensure you can afford to buy a home, determine how much you can afford and also meet the requirements your lender will have.
January 11, 2020
Qualifying For a Mortgage in the Current Market
Since the mortgage industry meltdown at the end of the last decade, the rules have changed for borrowers. First an foremost, documentation is required for proving they have a stable income and sufficient assets for a down payment and reserves.
September 02, 2019
Questions to Ask when Looking for A Mortgage
Purchasing a house for most people also means applying for a mortgage. You want to choose a mortgage lender that gathers relevant data from your financial records before recommending any type of loan. You generally want to ask the lender to explain the pluses and minuses
September 02, 2019
Your House Valuation Could Help You Get a Better Rate
The value of your house is one of many parts of the refinance puzzle. You're not necessarily subject to the mortgage interest rate that you've got, and your house could be a big factor in getting a better one. But did you know that shopping around
September 02, 2019
Why House Values Matter in a Home Refinance
A house is also an investment, and a refinance could yield better results from it. Sooner or later, you'll probably think about refinancing your house. Maybe you'll see an ad or hear someone talk about how mortgage rates are down. Or maybe your credit rating will
September 02, 2019
When to Refinance Your Mortgage
As a homeowner, your mortgage is probably one of your biggest monthly costs. Especially in your first few years, you spend more money each month on interest than you do on reducing the balance on your home loan! Refinancing your mortgage can be a big help because it lets you