Tag: Finance

Total 105 Posts

Gain a clear understanding of all available options for purchasing, investing or refinancing a home. Eppraisal shares insight, tools and resources for securing your best deal.

February 27, 2021

Mortgage Forbearance Extension

On February 16, 2021, President Biden announced the mortgage forbearance program would be extended through the end of June. This announcement has taken immediate pressure off millions of American homeowners that have been adversely impacted by the pandemic.

February 23, 2021

Cryptocurrency, Home Purchases & Mortgages

Although it has its own set of problems -- and has not become widespread as quickly as advocates had hoped -- cryptocurrency, exemplified by Bitcoin and others, is nevertheless making inroads into world and U.S. commerce. It is even closing in on mortgage finance and property conveyance.

January 11, 2021

With Interest Rates So Low, Should I Pay off My Mortgage?

As the COVID-19 pandemic forced businesses to close and employees to take refuge at home last March, the Board of Governors of the U.S. Federal Reserve System took unprecedented action, lowering the benchmark interest rate to functionally zero percent.

September 22, 2020

Tiny Homes: Covering the Costs

Realtors estimate there are currently over 10,000 tiny homes here in the good old U.S.A. This housing trend seems to show no sign of slowing down anytime soon.

July 28, 2020

PMI: Why is it Needed and When is it Used

Private mortgage insurance, or PMI, is in essence just like other forms of surety. The insurance company agrees to cover the risk to the lender if the borrower stops making monthly payments.

July 10, 2020

Alternative Lenders

The word "alternative" can mean different things in the world of home loans. It may simply refer to a funding business that does not operate out of a brick-and-mortar facility; instead, lending is conducted entirely online.

July 04, 2020

Paying Down Your Mortgage

A mortgage is either a tool to obtain financial security and prosperity…or it is a burdensome budgetary albatross that demands feeding month after month. The role of the home loan is really a matter of how a household manages debt and orders priorities.

June 18, 2020

Grants & Programs for Purchasing a Home

Being a homeowner has long been associated with the American dream. However, there are many individuals who would love to own their own home, but feel that they cannot afford it. A key concern could be an inability to come up with money for a down payment.

June 14, 2020

Avoiding Foreclosure During COVID-19

The COVID-19 pandemic has drastically affected many people's ability to keep up with their bills. If you fall too far behind, your lender may place your home into foreclosure allowing them to reclaim ownership of the home.