Should I Use A Mortgage Broker Or Go Direct To A Lender?
Some will approach a lender by making direct contact with a loan officer. Others will opt for a mortgage broker to guide them through the financial proceedings.
March 28, 2020
March 26, 2020
Going National or Local for a Mortgage?
It begs the question: does a large, national lender have any advantage over a smaller, local one?
February 22, 2020
Fixed Rate or Adjustable?
Purchasing a property is one of the best choices for wealth and investment in the nation. As you consider home financing options, however, choosing between fixed and adjustable rates becomes a major decision in the process.
January 12, 2020
Options For Buying a Home Without a 20% Down Payment
Many potential homebuyers believe that they have to save enough money to have a down payment equal to 20% of home value before they can be approved to purchase a home.
January 11, 2020
How Do I Save on Closing Costs?
When buying a house for the first time, you may not realize how much the closing costs add to the overall amount that you have to pay to obtain the property. Fortunately, there are a few ways that you can save money on the costs when closing.
January 11, 2020
What to Expect During the Closing Process
When you're buying or selling a house for the first time, it can be challenging to understand the closing process and what it entails. When you're getting ready to start a real estate transaction, it's crucial to know what to expect during the closing process to avoid any issues or mistakes.
January 11, 2020
Why Should I Pre-Qualify for a Mortgage?
It is important to pre-qualify for a mortgage to ensure you can afford to buy a home, determine how much you can afford and also meet the requirements your lender will have.
January 11, 2020
Qualifying For a Mortgage in the Current Market
Since the mortgage industry meltdown at the end of the last decade, the rules have changed for borrowers. First an foremost, documentation is required for proving they have a stable income and sufficient assets for a down payment and reserves.
September 02, 2019
How do Home Equity Loans Work
Your home could generate cash, but not without stipulations. Home equity loans were once a staple method for home owners to access a sizable chunk of cash. But that was then, this is now, and it's not as easy to tap into your home's equity as